:root{--navy: #10213f;--navy-2: #152b52;--gold: #b58a3b;--gold-soft: #efe3cb;--ink: #1f2937;--muted: #64748b;--line: #e5e7eb;--paper: #ffffff;--soft: #f5f7fb;--success: #0f766e;--shadow: 0 18px 45px rgba(15, 23, 42, .09);color-scheme:light}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:var(--soft);color:var(--ink);line-height:1.65}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}.container{width:min(1180px,calc(100% - 32px));margin:0 auto}.topbar{background:#0b1830;color:#ffffffd6;font-size:.88rem}.topbar .container{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:18px}.site-header{position:sticky;top:0;z-index:50;background:#fffffff5;border-bottom:1px solid rgba(229,231,235,.9);backdrop-filter:blur(16px)}.header-inner{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;min-width:198px}.brand-mark{width:40px;height:40px;border-radius:8px;display:grid;place-items:center;background:linear-gradient(135deg,#0b1830,var(--navy-2));color:var(--gold-soft);font-weight:800;letter-spacing:0;border:1px solid rgba(181,138,59,.35);box-shadow:inset 0 0 0 1px #ffffff0f}.brand strong{display:block;color:var(--navy);font-size:1rem;line-height:1.2}.brand span{display:block;color:var(--muted);font-size:.76rem;line-height:1.2}.main-nav{display:flex;align-items:center;gap:2px;color:#344054;font-weight:700;font-size:.9rem;white-space:nowrap}.main-nav>a,.nav-trigger{position:relative;display:inline-flex;align-items:center;gap:5px;padding:21px 10px;border-radius:6px;line-height:1}.main-nav>a:after,.nav-trigger:after{content:"";position:absolute;left:10px;right:10px;bottom:14px;height:2px;border-radius:999px;background:var(--gold);transform:scaleX(0);transform-origin:center;transition:transform .16s ease}.main-nav>a:hover,.main-nav>a[aria-current=page],.nav-trigger:hover,.nav-trigger[aria-current=page]{color:var(--navy);background:#f5f7fb}.main-nav>a:hover:after,.main-nav>a[aria-current=page]:after,.nav-trigger:hover:after,.nav-trigger[aria-current=page]:after{transform:scaleX(1)}.nav-item{position:relative}.nav-dropdown{position:absolute;top:calc(100% + 8px);left:50%;width:min(620px,calc(100vw - 32px));transform:translate(-50%) translateY(8px);display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;padding:14px;border:1px solid var(--line);border-radius:8px;background:#fffffffa;box-shadow:var(--shadow);opacity:0;pointer-events:none;white-space:normal;transition:opacity .16s ease,transform .16s ease}.has-dropdown:hover .nav-dropdown,.has-dropdown:focus-within .nav-dropdown{opacity:1;pointer-events:auto;transform:translate(-50%) translateY(0)}.dropdown-heading{grid-column:1 / -1;color:var(--navy);font-size:.78rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase;padding:4px 8px 8px}.nav-dropdown a{display:grid;gap:3px;padding:12px;border-radius:6px;border:1px solid transparent}.nav-dropdown a:hover{background:#f7f9fc;border-color:#e9edf4}.nav-dropdown strong{color:var(--navy);font-size:.94rem;line-height:1.25}.nav-dropdown span{color:var(--muted);font-size:.8rem;line-height:1.35}.header-actions{display:flex;align-items:center;gap:8px;white-space:nowrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:42px;padding:10px 16px;border-radius:6px;border:1px solid transparent;font-weight:750;cursor:pointer}.btn-primary{background:var(--gold);color:#fff;box-shadow:0 12px 24px #b58a3b38}.btn-primary:hover{background:#9d7631}.btn-dark{background:var(--navy);color:#fff}.btn-light{background:#fff;color:var(--navy);border-color:var(--line)}.btn-phone{min-width:132px;padding-inline:12px}.btn-outline{border-color:#ffffff6b;color:#fff;background:transparent}.btn-zalo{background:#0068ff;color:#fff}.menu-toggle,.nav-check{display:none}.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#10213ff5,#10213fd1),radial-gradient(circle at 85% 12%,rgba(181,138,59,.22),transparent 30%),linear-gradient(135deg,#10213f,#223b68);color:#fff}.hero .container{min-height:620px;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:48px;padding:54px 0 78px}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:#ffffff17;color:var(--gold-soft);border:1px solid rgba(255,255,255,.16);font-weight:750;font-size:.86rem}h1,h2,h3{line-height:1.18;color:var(--navy);margin:0}.hero h1{margin-top:22px;color:#fff;font-size:clamp(2.25rem,5vw,4.65rem);max-width:820px}.hero p{margin:22px 0 0;color:#ffffffd1;font-size:1.1rem;max-width:760px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.hero-panel{background:#fffffff5;color:var(--ink);border-radius:8px;padding:26px;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.36)}.hero-panel h2{font-size:1.25rem;margin-bottom:16px}.hero-panel dl{display:grid;gap:14px;margin:0}.hero-panel dt{color:var(--muted);font-weight:700;font-size:.78rem;text-transform:uppercase}.hero-panel dd{margin:2px 0 0;color:var(--navy);font-weight:760}.stats-band{margin-top:-42px;position:relative;z-index:2}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:8px;box-shadow:var(--shadow);border:1px solid var(--line)}.stat{padding:24px;border-right:1px solid var(--line)}.stat:last-child{border-right:0}.stat strong{display:block;font-size:1.7rem;color:var(--navy)}.stat span{color:var(--muted)}.section{padding:78px 0;background:#fff}.section-muted{background:var(--soft)}.section-dark{background:var(--navy);color:#ffffffc7}.section-dark h2,.section-dark h3{color:#fff}.section-header{max-width:760px;margin-bottom:36px}.section-header.center{margin-left:auto;margin-right:auto;text-align:center}.section-header .kicker{color:var(--gold);font-weight:850;text-transform:uppercase;font-size:.82rem;margin-bottom:10px}.section-header h1,.section-header h2{font-size:clamp(1.85rem,3vw,2.8rem)}.section-header p{color:var(--muted);margin:14px 0 0}.section-dark .section-header p{color:#ffffffb8}.grid{display:grid;gap:20px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 8px 20px #0f172a0a}.card h3{font-size:1.16rem;margin-bottom:9px}.card p{color:var(--muted);margin:0}.card-link{display:inline-flex;margin-top:16px;color:var(--navy);font-weight:800}.icon-box{width:46px;height:46px;border-radius:8px;display:grid;place-items:center;background:#f6efe1;color:var(--gold);font-weight:900;margin-bottom:16px}.problem-grid a{background:#fff;border:1px dashed #cbd5e1;padding:16px;border-radius:8px;font-weight:760;color:var(--navy)}.problem-grid a:hover{border-color:var(--gold);background:#fffaf1}.split{display:grid;grid-template-columns:minmax(0,.95fr) minmax(320px,1.05fr);gap:42px;align-items:start}.list-check{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:12px}.list-check li{position:relative;padding-left:30px}.list-check li:before{content:"";position:absolute;left:0;top:.45em;width:14px;height:14px;border-radius:50%;background:var(--gold);box-shadow:inset 0 0 0 4px #fff6e4}.timeline{counter-reset:step;display:grid;gap:16px}.timeline-item{display:grid;grid-template-columns:48px 1fr;gap:16px;align-items:start}.timeline-item:before{counter-increment:step;content:counter(step);width:48px;height:48px;border-radius:8px;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.article-meta,.muted{color:var(--muted)}.tag-row{display:flex;flex-wrap:wrap;gap:10px}.tag{display:inline-flex;padding:7px 11px;border-radius:999px;background:#eef2f7;color:#344054;font-weight:750;font-size:.86rem}.profile-card{padding:0;overflow:hidden}.portrait{height:230px;background:linear-gradient(135deg,#10213ff0,#1c3359d6),repeating-linear-gradient(45deg,rgba(255,255,255,.08) 0 1px,transparent 1px 12px);display:grid;place-items:center;color:var(--gold-soft);font-size:3rem;font-weight:900}.profile-body{padding:24px}.fee-table{width:100%;border-collapse:collapse;background:#fff;border-radius:8px;overflow:hidden;box-shadow:var(--shadow)}.fee-table th,.fee-table td{padding:18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.fee-table th{background:var(--navy);color:#fff}.faq-list{display:grid;gap:12px}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px 20px}.faq-list summary{cursor:pointer;color:var(--navy);font-weight:830}.faq-list p{margin:12px 0 0;color:var(--muted)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.form-field.full{grid-column:1 / -1}.form-field label{display:block;color:var(--navy);font-weight:760;margin-bottom:7px}.form-field input,.form-field select,.form-field textarea{width:100%;border:1px solid #d7dde8;border-radius:6px;padding:12px 13px;background:#fff;color:var(--ink)}.form-field textarea{resize:vertical;min-height:132px}.form-note{padding:14px 16px;border-radius:8px;background:#f7fbf9;border:1px solid #cbe7df;color:var(--success);font-weight:750;display:none}.form-note.is-visible{display:block}.cta-panel{background:linear-gradient(135deg,#10213ff5,#152b52f2),linear-gradient(45deg,rgba(181,138,59,.22),transparent);color:#fff;border-radius:8px;padding:34px;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-panel h2{color:#fff;font-size:clamp(1.5rem,2.4vw,2.1rem)}.cta-panel p{margin:8px 0 0;color:#ffffffc2}.cta-actions{display:flex;flex-wrap:wrap;gap:10px;flex-shrink:0}.page-hero{background:linear-gradient(135deg,#10213f,#1c3359);color:#fff;padding:78px 0 54px}.page-hero h1{color:#fff;font-size:clamp(2rem,4vw,3.4rem);max-width:880px}.page-hero p{color:#ffffffc7;max-width:760px;margin:16px 0 0}.breadcrumb{color:var(--gold-soft);font-weight:760;margin-bottom:14px}.article-body{max-width:850px}.article-body h2{margin-top:32px;font-size:1.55rem}.article-body p,.article-body li{color:#475569}.notice{border-left:4px solid var(--gold);background:#fffaf1;padding:16px 18px;border-radius:0 8px 8px 0;color:#5d4824}.site-footer{background:#0b1830;color:#ffffffb8;padding:58px 0 88px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .9fr 1fr;gap:34px}.site-footer h3,.site-footer strong{color:#fff}.footer-links{display:grid;gap:8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding-top:18px;color:#ffffff8c;font-size:.88rem}.mobile-actions{display:none}@media(max-width:1060px){.header-actions{display:none}.main-nav{font-size:.86rem}}@media(max-width:900px){.topbar{display:none}.header-inner{min-height:68px}.menu-toggle{display:inline-flex;width:42px;height:42px;border-radius:6px;border:1px solid var(--line);align-items:center;justify-content:center;color:var(--navy);font-weight:900}.main-nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 16px 20px;box-shadow:var(--shadow)}.nav-check:checked~.main-nav{display:grid}.main-nav>a,.nav-trigger{padding:11px 12px;line-height:1.2}.main-nav>a:after,.nav-trigger:after{display:none}.nav-item{display:grid}.nav-dropdown{position:static;width:100%;transform:none;grid-template-columns:1fr;opacity:1;pointer-events:auto;box-shadow:none;border:0;border-left:2px solid var(--gold-soft);border-radius:0;padding:0 0 8px 12px;background:transparent}.dropdown-heading{display:none}.nav-dropdown a{padding:9px 12px}.nav-dropdown span{display:none}.hero .container{min-height:auto;grid-template-columns:1fr;padding:48px 0 74px}.hero-panel{order:-1}.stats-grid,.grid-4,.grid-3,.grid-2,.split,.footer-grid{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}.form-grid{grid-template-columns:1fr}.cta-panel{align-items:flex-start;flex-direction:column}.fee-table{display:block;overflow-x:auto}.mobile-actions{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-top:1px solid var(--line);box-shadow:0 -12px 28px #0f172a1f}.mobile-actions a{min-height:58px;display:grid;place-items:center;color:var(--navy);font-weight:850;font-size:.88rem;border-right:1px solid var(--line)}.mobile-actions a:last-child{border-right:0;background:var(--gold);color:#fff}}@media(max-width:560px){.container{width:min(100% - 24px,1180px)}.section{padding:56px 0}.hero-actions,.cta-actions,.hero-actions .btn,.cta-actions .btn{width:100%}.brand{min-width:0}.brand span{display:none}}.figma-home-body{background:#f7f3ea}.figma-home{--fh-navy: #061b3a;--fh-deep: #0c2a52;--fh-gold: #c89a4b;--fh-light-gold: #e4c38a;--fh-ivory: #f7f3ea;--fh-text: #1c2430;--fh-muted: #6b7482;--fh-line: #d5cebd;--fh-shadow: 0 12px 28px rgba(0, 0, 0, .08);background:var(--fh-ivory);color:var(--fh-text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px;line-height:1.65}.figma-home *{letter-spacing:0}.figma-shell{width:min(1264px,calc(100% - 48px));margin:0 auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.figma-header{height:96px;width:100%;padding-inline:max(48px,calc((100vw - 1264px)/2));display:flex;align-items:center;gap:28px;border-bottom:1px solid rgba(213,206,189,.55);background:#fff}.figma-logo{display:inline-flex;align-items:center;gap:13px;min-width:300px}.cn-mark{position:relative;width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;gap:0;border:.858px solid var(--fh-gold);border-radius:9px;background:#fff;color:var(--fh-navy);font-size:18px;line-height:22px;font-weight:400}.cn-mark span:first-child{color:var(--fh-gold)}.cn-mark i{position:absolute;left:10px;bottom:10px;width:24px;height:1.5px;background:var(--fh-gold)}.figma-logo strong{display:block;color:var(--fh-navy);font-size:18px;font-weight:400;line-height:23px}.figma-logo small{display:block;margin-top:1px;color:var(--fh-muted);font-size:10px;font-weight:500;line-height:13px}.figma-nav{display:flex;align-items:center;justify-content:center;gap:26px;flex:1;white-space:nowrap;color:var(--fh-text);font-size:15px;font-weight:500;line-height:18px}.figma-nav a:hover{color:var(--fh-gold)}.figma-header-cta{width:132px;height:48px;display:inline-flex;align-items:center;justify-content:center;border-radius:4px;background:var(--fh-gold);color:var(--fh-navy);box-shadow:0 12px 28px #0000000f;font-size:15px;font-weight:600;line-height:18px}.figma-menu{display:none;border:0;background:transparent;color:var(--fh-navy);font-size:24px;font-weight:700}.figma-hero{height:650px;background:var(--fh-navy)}.figma-hero-grid{display:grid;grid-template-columns:660px 380px;justify-content:space-between;align-items:start;padding-top:78px}.figma-kicker,.figma-section-label{margin:0;color:var(--fh-gold);font-size:13px;font-weight:600;line-height:16px}.figma-hero .figma-kicker{color:var(--fh-light-gold);font-size:13px;line-height:18px}.figma-hero h1{width:660px;margin:22px 0 0;color:#fff;font-size:56px;font-weight:400;line-height:68px}.figma-hero-desc{width:620px;margin:38px 0 0;color:#d6e0eb;font-size:20px;font-weight:400;line-height:32px}.figma-actions{display:flex;align-items:center;gap:20px;margin-top:42px}.figma-btn{height:48px;display:inline-flex;align-items:center;justify-content:center;border-radius:4px;box-shadow:0 12px 28px #0000000f;font-size:15px;font-weight:600;line-height:20px}.figma-btn-gold{width:140px;background:var(--fh-gold);color:var(--fh-navy)}.figma-btn-light{width:130px;background:#fff;color:var(--fh-navy)}.figma-btn-blue{width:150px;background:var(--fh-deep);color:var(--fh-light-gold)}.figma-photo-card{position:relative;overflow:hidden;width:380px;height:410px;margin-top:0;display:flex;align-items:flex-end;justify-content:flex-start;border:1px solid rgba(200,154,75,.25);border-radius:12px;background:linear-gradient(165deg,#ffffff1a,#fff0 32%),linear-gradient(180deg,#0c2a52b8,#061b3af5),var(--fh-deep);box-shadow:inset 0 0 0 1px #ffffff08}.figma-photo-card:before{content:"";position:absolute;inset:34px 34px 118px;border:1px solid rgba(228,195,138,.22);border-radius:8px;background:linear-gradient(90deg,rgba(228,195,138,.18) 0 1px,transparent 1px 100%),linear-gradient(180deg,#ffffff14,#ffffff05);background-size:54px 100%,100% 100%}.figma-photo-card:after{content:"";position:absolute;right:42px;bottom:62px;width:138px;height:170px;border-radius:8px;background:linear-gradient(180deg,#ffffffe0,#f7f3eac7),#f7f3ea;box-shadow:-42px 22px #e4c38ae6,-84px 44px #fff3;transform:rotate(-2deg)}.figma-photo-mark{position:relative;z-index:1;margin:0 0 44px 48px;width:74px;height:74px;display:grid;place-items:center;border:1px solid rgba(228,195,138,.55);border-radius:50%;color:var(--fh-light-gold);font-family:Georgia,serif;font-size:24px;font-weight:700;letter-spacing:0}.figma-photo-lines{position:absolute;z-index:2;right:70px;bottom:92px;width:94px;display:grid;gap:12px}.figma-photo-lines i{display:block;height:2px;border-radius:999px;background:#061b3a47}.figma-search-card{min-height:120px;margin-top:53px;transform:translateY(-120px);display:grid;grid-template-columns:300px 1fr;align-items:center;column-gap:46px;padding:0 36px;border:1px solid var(--fh-line);border-radius:10px;background:#fff;box-shadow:0 12px 28px #0000001f}.figma-search-card h2{margin:0;color:var(--fh-navy);font-size:24px;font-weight:400;line-height:30px}.figma-search-card form{display:grid;grid-template-columns:minmax(0,500px) 170px;gap:38px;align-items:center}.figma-search-card input,.figma-search-card button{height:48px;border-radius:4px;font-size:15px}.figma-search-card input{border:1px solid var(--fh-line);background:#fcfbf6;padding:0 24px;color:var(--fh-text)}.figma-search-card button{border:0;background:var(--fh-gold);color:var(--fh-navy);font-weight:600;box-shadow:0 12px 28px #0000000f}.figma-search-short{display:none}.figma-section{position:relative}.figma-section-ivory{margin-top:-120px;padding:125px 0 62px;background:var(--fh-ivory)}.figma-section-white{padding:90px 0 44px;background:#fff}.figma-section-title{margin:18px 0 0;color:var(--fh-navy);font-size:42px;font-weight:400;line-height:52px}.figma-issue-grid,.figma-service-grid{display:grid;grid-template-columns:repeat(4,286px);gap:32px 40px}.figma-issue-grid{margin-top:22px}.figma-issue-card{height:128px;display:grid;grid-template-columns:34px 1fr;grid-template-rows:1fr auto;column-gap:22px;align-items:start;padding:29px 30px;border:1px solid var(--fh-line);border-radius:8px;background:#fff;box-shadow:0 12px 28px #0000000a}.figma-issue-card img{width:34px;height:34px;grid-row:1 / 3}.figma-issue-card strong{color:var(--fh-text);font-size:18px;font-weight:600;line-height:24px}.figma-issue-card span{margin-top:16px;color:var(--fh-gold);font-size:13px;font-weight:600;line-height:18px}.figma-heading-row{display:grid;grid-template-columns:660px 430px;justify-content:space-between;align-items:start}.figma-heading-row>p{margin:50px 0 0;color:var(--fh-muted);font-size:17px;line-height:27px}.figma-service-grid{margin-top:48px;row-gap:36px}.figma-service-card{min-height:174px;padding:25px 24px;border:1px solid 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rgba(200,154,75,.25);border-radius:7px;background:var(--fh-deep)}.figma-why-item span,.figma-steps span{display:grid;place-items:center;border-radius:999px;background:var(--fh-gold);color:var(--fh-navy);font-weight:700}.figma-why-item span{width:30px;height:30px;font-size:16px}.figma-why-item strong{color:#fff;font-size:16px;font-weight:600;line-height:22px}.figma-process{padding:90px 0 130px;background:var(--fh-ivory)}.figma-process-grid{display:grid;grid-template-columns:620px 512px;justify-content:space-between;align-items:start}.figma-steps{margin:32px 0 0;padding:0;display:grid;gap:48px;list-style:none}.figma-steps li{display:grid;grid-template-columns:52px 1fr;gap:26px;align-items:center}.figma-steps span{width:52px;height:52px;font-size:13px;line-height:18px}.figma-steps strong{color:var(--fh-navy);font-size:22px;font-weight:600;line-height:30px}.figma-form-card{min-height:480px;padding:42px 36px 40px;border:1px solid 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